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UFMC Days 22-24

January 25th, 2019 at 05:35 am

I caved a bit this week on the eating out, but tried to keep it reasonable.

Day 22: Cinnamon Roll ($2.43); Pest Proof - 2nd termite payment ($870.53); CC Payment ($144.48); Boxed ($54.16 for groceries); Gas ($24.95)

Day 23: $5.18 (Burger King); CC Payment ($140.52); Mom Loan Payment ($207.33); Dog License Renewal ($10); Walmart ($54.83 for groceries)

Day 24: Student Loan Payment ($169.70); CC Payment (124.15)

Today's anticipated spending is 1 scrambled egg at the cafe at work.

The two grocery shops should get us through the end of the month. I did go slightly over the grocery budget by $33.33 (budgeted $150). However, that includes about $18 worth of Ibotta rebates. For anyone using YNAB, do you all put rebates like that back into the category?

4 Responses to “UFMC Days 22-24”

  1. creditcardfree Says:

    I put my rebates into a category called Big Goal. I guess it really depends on where you want that money to go, but I could see putting it back in the original spending category, too.

  2. Debt-free by Thir-ty Says:

    I guess the key is consistency. I think I'm going to put it back into groceries because then I only went over by about $15. Truthfully, I could have stuck to the $150, but I bought several snacks on the last grocery trip. Since $150 was always a big stretch, I just let it go.

  3. crazyliblady Says:

    I put my rebates from mrrebates into extra payments on debt or savings.

  4. rob62521 Says:

    Good job on the Ibotta rebates!

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