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UFMC Days 1&2

January 3rd, 2019 at 06:38 am

This may be more of a weekly thing, but I'm going to informally try this.

Day 1 was a no spend day.

Day 2 spending included the following: Electric ($367.71 - this is actually two months' bills. I completely missed a payment in all of the craziness, so I just caught it all up); Debt ($264.35 - 2 credit card bills. I forget about the Lowe's CC because it's a set $210 every month. The remaining payment is the balance transfer at 0 %.); Eating Out ($15.70+tip; yesterday was an insanely stressful day and also DH's birthday. By the end of it all, I decided to let him order dinner on our account for a nicer birthday meal than the dining hall. That decision was made before I decided to actually commit to the UFMC, and due in part to the next line.)

Money in on day 2: $85.68 overpayment check and $50 birthday gift card.

DH's parents also took me out to celebrate my and DH's birthdays, so I got a free meal. Afterwards, we played jackbox (a fun online pack of mini games that lets players play from their phones) with DH.

Today should be no spend. I packed breakfast, have leftover lunch from yesterday, and don't have any commitments this evening other than destressing from yesterday. I have about half a tank of gas left, so I'll need some next week.

I also have some car maintenance things that need to be done this month, so there'll be spending for that (hence, the informal attempt at the UFMC). Off the top of my head, I can't think of anything else we really need to spend on this month, but with things still getting ironed out, I make no promises.

2 Responses to “UFMC Days 1&2”

  1. creditcardfree Says:

    Sometimes just making the extra effort to be frugal can payoff. If you don't try, you will certainly not succeed.

  2. crazyliblady Says:

    No worries. Cars need maintenance. Otherwise, they will fall apart and you have a bigger problem on your hands.

    It sounds like you had a good day yesterday. Happy Birthday to you and DH.

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