I'm experiencing the YNAB poor phenomenon. There's currently over 5k in my checking account, and yet I have no money. That probably doesn't seem like much by most people's standards, but that's far more than I normally keep in there. It's usually a toss up as to whether I'll hit the $1500 daily balance minimum needed to avoid checking account fees.
For the first time in a long time, I can afford rent on the first rather than using our first paychecks from the new month.
These are small, but very exciting wins. As mentioned before, debt payoff is going to slow a bit as we build some momentum towards the savings goals, but I do feel very grateful that YNAB's philosophies finally clicked with me.
Never been richer or poorer
July 30th, 2018 at 01:52 pm
July 30th, 2018 at 03:48 pm 1532962133
July 31st, 2018 at 01:28 am 1532996892
July 31st, 2018 at 12:39 pm 1533037188