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FSA Usage

June 11th, 2018 at 12:44 pm

I had maxed out my FSA this year in anticipation of having a child. While that happened (albeit not in the way I would have liked), I grossly underestimated how amazing Tricare is and had a good amount leftover. As is, I have about 600 remaining, but at this point, I'm not clamoring to spend it since I can roll over $500, and we still have 4 months to the end of the plan year.

I did spend $230 to splurge on an Ava bracelet. It's basically a high-tech fertility monitor that tracks temp, stress, sleep, hr, etc. I got it this week and am liking it so far.

Other than doctor visit copays/meds, I don't foresee any other medical expenses, so I suspect that I'll be rolling over somewhere between $300-400 (we've both already gotten new glasses and had dental visits). DH has about $300 left, but I may suggest he use that to get prescription sunglasses, and then we only fund my FSA next year. (I had funded $500 in his thinking that our out of pocket costs might be more than what was in my FSA.)

5 Responses to “FSA Usage”

  1. LuckyRobin Says:

    Do over the counter medications count towards your FSA in your plan? I know when I buy cold medicine, allergy pills, and decongestant at Walgreens, on the sales slip it says FSA next to it as well as next to my prescriptions. It might be something to consider if you need to run your money down in the future.

  2. pjmama Says:

    I miss Tricare so much. It was amazing. I know I'm late to the game because I've been off the SA train for a while, but I did a little digging in your archives and I'm so sorry to hear about the difficulties you've been through in the last year. I hope things turn around for you - and I look forward to keeping up with your posts. Thinking about you [hugs].

  3. Amber Says:

    Congratulations on your new bundle of joy!

  4. Debt-free by Thir-ty Says:

    LR, they did a long time ago. However, the policy changed years ago. I'd thought it was global policy that you needed a prescription for over the counter meds, but it may just be plan based. I have to get a scrip to use my FSA for over the counter stuff. When I have extras, I usually use it to get nicer glasses or restock first aid supplies.

    PJ, you made my day yesterday with that comment. It was really sweet, so thank you for that.

    Amber, I went into early labor at 20 weeks, and he didn't make it. He was beautiful though, and I look forward to the day when I can actually bring a little one home.

  5. FrugalTexan75 Says:

    If you're needing a heating pad, or a massage unit, those may be covered under FSA.

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