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Chase Marriott Paydown

August 24th, 2017 at 05:15 am

Things are moving along here. This week, I've just been focused on making it through, but the past two days, I've started being productive again. I sent a large payment in to the Marriott card before the statement closed. For some background, the Marriott card is the only credit card we routinely use anymore. For more than 6 months now, we've been paying it in full. We don't put all of our expenses on it - just health insurance, DH's soccer tickets, and Sling TV (all of which are in the budget). Since we're still working on getting a handle on the credit cards, I'm leery of putting everything on it and not being able to pay it all in full by the due date. Typically, the card closes with about $300 on it, and we pay it in full. With the animals, car repairs, and 2 impulse purchases, we've run that card way up. Last statement balance was $1670, and this one is $4100. We were able to pay the last one in full and with a lot of diligence and a bit of luck, I think we'll be able to swing this one.

It's a bummer that all of DH's extra money has to go to those things instead of furthering our other goals, but I'm at least grateful that we're in a much better financial position to be able to weather these things without adding to our debt.

The emergency fund is up to $285. I'm going to add $20 to it on Friday to get it over $300.

3 Responses to “Chase Marriott Paydown”

  1. creditcardfree Says:

    Yes, there is progress if you can pay off balances in full! Keep up the great work it will pay off.

  2. snafu Says:

    Great news paying the CC balance in full. Somehow when it's the focus, the CC gets paid in full without added interest charges.

  3. rob62521 Says:

    Good job on paying the credit card in full. And adding to the emergency, even a little bit is success. Those bits here and there add up.

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