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Income and Food

September 26th, 2016 at 10:03 am

I want to thank everyone for their input on my tentative budget. We definitely have some thinking and refining to do over the next few months.

Just to reiterate, those numbers were just our combined budget. We each have our own accounts through which we pay car gas, auto maintenance and taxes, any gift or individual spending, etc.

Combined, our income averages 5-6k/month. I bring home a consistent amount whereas DH's income is variable. Since he doesn't carry nearly as much debt as I do, he tends to contribute more to our combined account, but I anticipate that that will change if he snags one of the new jobs. He'll still contribute about 90% of his income, but I'll be contributing more money to the account simply because my income will be higher.

Out of my own income, I usually have 300-400 extra per paycheck to throw at debt, so while I think we'll have to be mindful, I think we'll weather the adjustment to being homeowners just fine.

To prepare for the move, I have a little over a grand in our savings currently. The plan is to get that to 2000 to cover our move out if we can't fill the place. I think we'll be able to do it with DH's commission check mid-October.

I'm also trying to avoid groceries as much as possible. I do know that we need milk and bread, but otherwise, I'm going to focus on eating down our pantry. Tonight is hamburgers and homemade french fries using the remaining potatoes I have.

Yesterday, I went on a cooking spree and made banana chocolate chip muffins for breakfast (half topped with some almond slices I've had in my pantry for awhile). I also made chocolate chip cookies for something sweet in our lunches and a few hard boiled eggs. I've have one of those big bags of chocolate chips for about a year. They're good until next February, but I'm trying to get rid of it before the move. Once I get bread, we should be good on lunches (pbj or turkey/cheese sandwiches, a babybel, a hard-boiled egg, cookie, and fruit snacks).

1 Responses to “Income and Food”

  1. Carol Says:

    Eating down the pantry is smart!

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