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Non-Wedding Updates

March 7th, 2016 at 08:42 am

I've been so consumed with all things wedding-related that I thought I'd focus on some non-wedding things.

Weight: Given all the changes, my weight has ballooned to the highest it's ever been. I look in the mirror and cringe. None of my clothes really fit, but I refuse to buy a bigger size because then I will be admitting defeat. I've started doing the 30-day shred and focusing on healthier, smaller-portion meals. I'm only 4 lbs. down, but it's a start. I'm hoping with the weather warming up and cheerleading over that I can get back down into the 130s by the time May rolls around.

Credit Cards: I've long struggled with credit cards. I put a bunch away, but I still have 2 that I actively use and 3 more with lingering balances (most 0%, one accruing interest). Here's where they stand:
Card: Current Balance (Original Balance)
Chase Freedom: $2500 ($3500) *This is the one card accruing interest and is my main focus besides wedding things.
Chase Slate: $500 ($1000) *This card is only 0% for another couple of months, but I will have it to 0 before interest starts.
Chase Marriott: $1000 (N/A) *This card is our wedding card and gets paid in full every month. We are building the points to use towards a car rental.
Barclay Card: $5000 ($6000) *This is 0% for at least another year. I only pay $60/month to this until the rest of the cards are gone, but it's on track to be paid off by the end of 2016.
Capital One Venture: $500 ($1200) *This is 0% until September. It will be paid off before then.

I know some people cringe at the fact that I have all of this debt and am instead focusing our discretionary income elsewhere. However, I am trying to remain semi-focused. I never thought I would actually be getting married anytime soon, and I let the excitement carry me away. However, I do still plan to be consumer debt-free by the time I'm thirty. **Edited: I forgot to mention that my credit score has jumped about 20 points with the card payoffs. My score is terrible compared to some people's standards, but given the financial instability I was raised in, I think it's pretty good.

Savings: DF and I live off last month's income. It's not ideal, but that's the extent of our savings for now. We've been putting any wedding gifts received into a separate savings account with the thought that we'd each get two things (one personal and one shared) with that money post-wedding and the rest would be savings. We'll add to that monthly with the goal of $5000 by the end of the year.

Housing: Our lease is up in August. We are 95% sure we will remain renters for the time being. We will not actively be looking until mid-June, but we do have some thoughts on things we'd like in our new place.

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