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Money In and YNAB

October 16th, 2015 at 06:14 am

DF's paycheck hit yesterday. While still pretty good, we were actually both disappointed with it. His original pay stub indicated that his gross was about 12k. About a week ago, he comes home with bad news: apparently, the company has been calculating incorrectly and his adjusted gross was about 3k less. This means I won't be able to do nearly everything I was planning, so we had to adjust a bit. With his paycheck, I'm going to zero out our Chase Marriott card before the closing date. And we're going to move to living on last month's income. Now, obviously we can't live off what he made in October in November, so I'm tweaking it a little. We're going to have enough to cover everything in our standard budget as is. I'm going to work off of that. If we can stick to our budget, than anything DF earns that puts us over that threshold will go into wedding savings. Our standard budget has a $1200 deficit after accounting for what I consistently put in ($1400). DF has lately been making way more than that amount, so fingers crossed that that continues!

I bought YNAB yesterday. This weekend, I plan to actually take the class and then fresh start both budgets as I'm pretty sure I've been handling credit cards wrongly. Then, we'll download on DF's phone and be off!

2 Responses to “Money In and YNAB”

  1. VS_ozgirl Says:

    Sorry to hear that DF's paycheque is lower than anticipated. Wishing you luck to boost the wedding savings back up!

  2. FrugalTexan75 Says:

    Have you taken the classes on how to handle credit cards in YNAB? There are live ones and recorded ones.

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