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Making Progress

February 18th, 2015 at 06:34 am

I just did a mini-assessment of my (and our) accounts, and I'm feeling pretty accomplished. Even though I went slightly over my alloted V-Day limit, I should have $14 left to send to a CC if I don't spend between now and Friday.

Thanks largely to my tax refund, I've paid off the Amazon, Target, and BOA cards. Chase Freedom only has $100 and Chase Slate has about $950. I anticipate fully paying off the Freedom and paying about $500 to the Slate card by the end of Feb.

SO's large check will go towards our $1500 buffer. I have to review the numbers a little more, but I believe the buffer will be fully funded. There is a $500 deficit between the minimum that we're putting in and the monthly budget I have set up. I base that number solely on what I know SO is able to contribute and not counting any additional contributions he may make. It's not so bad as there are definitely areas where we could cut back in leaner months. Starting with March, I'll share both my budget and our budget as I had to clear it with him whether he was okay with my sharing our finances (he's on board!).

It's going to be close, but it looks like I should be able to stick to our $300 grocery budget too which a huge plus considering we spent $560 last month!

Keep on keepin on...

3 Responses to “Making Progress”

  1. creditcardfree Says:

    You are going to be done with all that CC Debt very soon!

  2. VS_ozgirl Says:

    You're doing awesome with the credit card repayments!

  3. debt-free by thir-ty Says:

    CCF and VS, thanks so much! I will still have a rather sizable (~6k) balance on the NFL card, but that's not interest accruing for another year, so that will be more of a grind it out goal, but I'm really happy with what I've been able to do these last 2 months.

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