In keeping up with my goals, here's my projected budget for January:
Joint Account: 1400
BOA Savings: 25
Capital One Savings: 30 (Divvied up through several accounts)
Netflix: 9
Insurance: 87
BOA CC: 175
Navient Student Loans: 155
Target CC: 200
Gas: 110
Food: 25
ACS Loan: 170
Phone: 159
Wells Fargo Loan: 50
Mariner Loan: 100
Chase Freedom CC: 45
Chase Slate CC: 25
NFL Points CC: 40
Amazon CC: 40
Ugghh...all those debts are painful to look at it. In January, I plan to close the Total Rewards and Kohls credit cards (both at 0 balance). BOA and Target will be paid off in full since those accumulate interest. The others will be a slow and steady race.
I also found out where both of my missing checks were, so those will be allocated to the pet fee for our apartment and my new tires. If there's any left, we may go ahead and do the Costco membership.
I also have 0 plans for the money from babysitting, so I plan to throw that straight at the credit cards. It'll be a couple hundred in December and about 400 in January.
Just a note on the food...I gave myself a bit of a budget, but the majority of our food spending will come out of the joint account.
January budget
January 2nd, 2015 at 07:09 pm
January 2nd, 2015 at 08:57 pm 1420232254
January 3rd, 2015 at 03:01 am 1420254074
January 3rd, 2015 at 07:40 pm 1420314009