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Here Today, Gone Tomorrow

July 22nd, 2014 at 05:45 am

It's payday...which just means it's time for another round of allocating my money to everyone but myself...

I will be so glad when the vast majority of my paycheck is mine and mine alone.

My new 401K enrollment has taken effect, so my consistent paychecks from now on will be about $50 more than I had guessed.

After paying my car, 2 student loans, 2 credit cards (one of which will be completely paid off), and the phone bill, plus funding my various savings accounts, I will have a grand total of $75 in the bank which is my money through next paycheck. I've decided to have a semi-tough conversation with SO about dating on the cheap and as somewhat of a concession, any shows I do from now on (got another this coming Saturday) will go half to fun money, half to debt repayment. I think this will be a good compromise since I don't currently allocate fun money to myself because this way, I won't totally resent not being able to go out, but I'll have to work for it if I want to be able to do more expensive activities.

Sometimes, I get so frustrated with dealing with this whole financial mess, but then I just try to remind myself that I'm setting up future me for success.

3 Responses to “Here Today, Gone Tomorrow”

  1. Carol Says:

    Your compromise sounds smart.

  2. Maranatha Says:

    Keep up the great job paying off your debt! You will be so glad you stayed disciplined when you're done. I'm sure SO will understand. Do you live in an area with a lot of free/cheap entertainment?

  3. debt-free by thir-ty Says:

    I live in the DC area, so conceivably yes. My problem is that in utilizing the free or cheap entertainment, we usually end up spending on a second activity near the first. I just need to be way more disciplined in my spending. It's gotten much better since I've hidden away the credit cards!

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