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$933.35

June 21st, 2019 at 05:47 am

That's how much was budgeted to credit card payments this month in YNAB. That's not including new card purchases and interest (which are both budgeted for in other categories). In order to pay off the three credit cards that I'd like to, I need to budget $566.47 plus one more credit card that we're just paying the minimums on for now (it varies, but about $175). That's definitely doable. I can't wait to free up that amount.

We have had more money in our bank account since truly getting on board with YNAB than we've had for years. It's close to 2 months expenses when you count sinking funds and the month ahead. I'm actually very tempted to move some money around and at least pay off the interest bearing credit card which is about $1500. That would still leave $7500 in our main account which is about a month and a half of expenses. If I take the life insurance and Christmas sinking funds, that gives me $800 plus the estimated $700 surplus next month, I can get rid of it in July. That's very tempting...

1 Responses to “$933.35”

  1. creditcardfree Says:

    Sometimes it worth making changes to make progress! Take your time to think it through and then do what makes sense.

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