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Archive for August, 2017

One Thing After Another

August 17th, 2017 at 01:36 pm

It's just one thing after another. I'm actually embarrassed to type it all out, but the short version is...we've spent about $6k this month. Most of it necessary, some of it frivolous. The only positive is that by my calculations from DH's overtime/per diem, we should only be short a couple hundred by the time the credit card bill is due. I think I can make up that deficit by keeping grocery/miscellaneous funds low. DH decided he didn't need the hotel in the city one night a week, so in the future weeks, we'll save that $200 from his per diem/reimbursement money.

DD2 ended up sick this past weekend which amounted to another $700 vet visit. She's feeling much better. She's still on meds and since she hates pills, it's a bit of a pain treating her.

Upcoming expenses include our $800 car tax bill and my friend's wedding which will necessitate a couple of day's hotel expenses, plus spending money. I do still have our Marriott Rewards card free night, so we'll probably use that to take out one of the nights.

DD1's Pathology Results

August 4th, 2017 at 12:00 pm

I forgot to add that we got the pathology results for DD1's tail lump. It was indeed cancer - grade 2 spindle cell sarcoma. That type has a low rate of metastasizing. The other good news is that the sample had defined boundaries, so they're pretty confident that they got it all. We'll definitely have to monitor him, but it looks like he may be in the clear.

His energy is back more than ever. I didn't even realize how much he'd mellowed until these past few days. I knew he was calmer, but I'd attributed it to age. It's good to see his exuberance back, but it's also exhausting because I thought we were past the constant energy phase. I will just enjoy my 8.5 year old puppy while I can.

It Never Hurts to Ask

August 4th, 2017 at 11:27 am

I may be totally wrong, but I feel like someone said this the other day...here's my version of that.

DH is slated for some more out of town work starting the week after next. He gets a lump sum (just under a grand) each week for food and lodging. Whatever he doesn't use is still his to keep. He'll be in Nowheresville and there's not a lot of options. His crew chief had suggested a place that runs $50/night. I called a handful of places yesterday with questions regarding everything from wifi to hot plate/fridge policies to longterm availability (although DH pointed out this morning that I forgot to ask about laundry facilities...). One of my questions was about discounts regarding long-term reservations. I was hoping for a 10 or 20% discount, but this particularly place offered me almost 50%!! It's normally actually $65 and she offered it to me at $35/night plus taxes/fees for 7 nights. So DH is officially booked there for one week . It'll be great to be able to bank that money, but I also told him if it's absolutely miserable to let me know and we'd move him elsewhere. There's some more decent options a half hour away, but I'm trying to avoid having him commute after working a 10-12 hr. day.

Since there's no fridge/microwave/hot plate there, we'll have to figure out food. I think we're going to stock up on those tuna packets for lunch, but dinner's a little more difficult. We have some MREs. The hotel is also a restaurant though, and I told DH that even if he ended up eating there every evening, it was okay. While their fancier entrees run $20 and up, they do have a $5 burger and most subs/salads were under $10. If anyone has any suggestions for meals that don't require any refrigeration/cooking and have a stable shelf life, I'd be grateful for suggestions. Other than peanut butter/banana sandwiches, I couldn't really think of anything.

Dog Update (amongst other things)

August 1st, 2017 at 12:53 pm

DD1 had his tail amputation last Thursday. He is recovering nicely and goes back this afternoon for his follow-up to check the incision. It was a bit of a shock to see him and those first two days were really rough to watch the poor guy struggle to go to the bathroom and get comfortable.

Total surgery cost ended up being just over $1500. With that, his xrays, his annual shots/wellness visit, and my car repairs, we've managed to put $3k on a credit card that I had previously had paid off. (For those keeping track, the other tire was also patched and is so far holding up, so no expenses there...) The good news is that I think we can avoid interest on it. DH has had some very decent paychecks lately with the out-of-town work since he gets both overtime and per diem. He owed his boss $1500 that his boss had fronted him to cover expenses since they don't get reimbursed until after. We were really diligent and had that set aside from his first few reimbursements. When he handed his boss the check, he asked my husband if he needed some more time to pay it back. DH said it felt really good to say, 'Nope!' Small victories, I guess.

We have $800 overtime extra from this past paycheck, one more expense reimbursement of about $500, and overtime of about 20 hours on his next paycheck to apply to the $1500 balance that is due on the CC this month. The other $1500 (the surgery itself) will be due mid-September.

DH is slated to go out of town again starting next week for anywhere from 1-3 weeks. Other guys who have done that work said it's guaranteed 60-hr. workweeks and pretty easy work. DH is loving the new skills he's getting and hopes to be promoted by the end of the year.

The savings account still has $200 set aside. Adding $50 this month, plus $5-$10 every time I resist temptation to eat out. We're going to leave this alone and do our best to cash flow the recent expenses.

My certification studying is still going, and I'm still trying to make some progress on debt payoff while treading water. I did send an extra $75 payment to my personal loan that I was hoping would be gone by now. I also used the rent money from my brother to eliminate the interest-bearing balance on my Capital One CC. The remainder is interest free for a bit. It's painful to see 3-4 balances under the grand mark that we just can't eliminate due to life happening, but we're trying!