I'm going to try and take some small steps over the next few weeks to get a jump start on our reset year.

Here's the high-level view of what we're looking at with more detailed numbers and plans over the next few weeks as the dust settles.

High-risk pregnancy: Things are going well here. I'm seen every 2 weeks and despite the complete disregard for self-care as of late, baby is thriving. (Side note: the disregard certainly isn't intentional...I just don't sleep well, have severe veggie aversions, and forget to drink water since I'm constantly on the move.) I'm trying really hard to just accept things as they come and not stress.

Deployment: I think we've finally got things in a semi-decent place. I have 3 or 4 things to follow up on over the next month or two. Additionally, I recently found out about SCRA benefits, so I'm looking into those to see if we can take advantage of lower interest rates on some things to maximize this year. Unfortunately, I didn't add my husband to most of my debt and even on most credit cards, he's just an authorized user rather a joint owner, so I'm not sure that we'll actually be able to utilize them.

Pest Problems: There wasn't 100% confirmation, but we're about 80% sure we have termites. We've had some holes pop up in the hardwood. Our pest control guy was stumped because there's no evidence of them other than the empty holes. He thinks it's likely they came in through the front step, are relatively new, and have only been working on that one beam. We went ahead and treated since it's recommended to be done every 5 years. We've been in the house for just over 2, and this is the first we've seen of them.

Mom Issues: This one is complicated, but the end of the story is that I took a 401k loan to give her $4000 to try and get herself straightened out once and for all. I've said that I've been done in the past, but never truly felt the conviction that I felt this time. Both my husband and I put several restrictions in place before she got the money. We also don't expect to see it back even though she says she will pay it. But we both made it very clear that this was it. Part of the restrictions included my older brother getting a job and me having full visibility in to her finances to see if this would actually help her. It's pathetic that I have to treat her like a child, but I sat with her and laid out a budget moving forward. I had planned to babysit her and make sure she stuck to it, but I decided it's not worth my time and energy. I gave her all the resources she needs to fix it, and if she fails again, tough nuggets. I have more important things to worry about.