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Hospital Bills and rolling with those punches

April 24th, 2018 at 11:57 am

We finally got some of the hospital bills. I way overestimated the FSA and was wondering how we were going to spend approximately $1500. The bills come out to just under $300 for the anesthesia and ob care. I'm still waiting to see if we get something from the actual hospital.

I believe I can roll over $500 from my FSA, so I'll still have $500 to spend by October. I think we'll be able to do that, and I'll lower my contribution for next plan year.

I wasn't able to send the full Wells Fargo payment. DH got an opportunity to get certified in a niche technology in his job. His classes will be reimbursed, but only after he passes the exam. The course materials were $150. Since he has some upcoming travel this summer, he wanted to try and get certified by the end of May which means studying asap. I lowered the Wells Fargo payment, so that we could cover his course materials.

While these expenses (course materials, bat removal) are a bummer, I feel like we're handling them much better than in the past. We'd normally put things like that on a credit card without any real plan to pay it off. Now, the money's already set aside and it's a relief to finally start seeing the balances go down.

Another semi-financial win yesterday due to YNAB: after working out, I was exhausted and didn't feel like making pizza bake. That $12.99 Papa John's deal was sounding really good. But then I remembered that we wanted to roll our eating out budget over for our anniversary and that pizza bake only takes 15 minutes to throw together and a half hour to cook. So I made dinner at home. $15 stayed in my bank account and I'd like to think it was slightly healthier.

4 Responses to “Hospital Bills and rolling with those punches”

  1. CB in the City Says:
    1524571648

    Nice save on the pizza bake!

  2. creditcardfree Says:
    1524573555

    You are doing fantastic! I love YNAB. Smile

  3. rob62521 Says:
    1524582676

    Nice seven the pizza! You thought it through! Yay!

    Hope your husband's reimbursement comes quickly.

  4. Jay Says:
    1524622447

    I hope you are excluding the bats from the attic by allowing them to leave but not re-enter.
    If you don't remove them all and block the exit/entrance, they will find another way out - usually into your living area! Good luck.

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