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Glad I waited!

February 26th, 2018 at 05:05 am

So, in my ever-frustrating mushy-brainedness, I did forget that I set our fence payment to come from my account. Since I modified my direct deposit amounts, this shouldn't happen in the future because I don't have a lot of extra in my personal bank account now. I adjusted it to where I have enough to pay my personal bills each month and not much leftover.

I've decided to focus mostly on debt repayment. As far as the EF goes, I only have the $3400 right now. The goal is to get it to $5k by baby time. (Side note: I know this amount is not nearly enough, but it covers more than a month's worth of expenses, so I figure it's a start while we get some of the other things paid down.) I started looking at the numbers, but need to do more forecasting. I think we can free up an additional $300-400/mo by paying some things down, so the focus will primarily be there. We will split extra money with 75% going to debt repayment and 25% to savings.

It's amazing how much money you 'find' when you start buckling down...

2 Responses to “Glad I waited!”

  1. Rachael777 Says:

    Good job. Keep it coming.

  2. rob62521 Says:

    Yes, it is amazing when you stop and really look at what you are spending and then find ways to save. Good job!

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