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Lots of Numbers

April 22nd, 2014 at 09:48 am

Below is the updated numbers for what I owe at the end of April:

Car: 7876.26
Sallie Mae 1-6: 20786.57
Dept of Ed 1/3: 8220.55
ACS: 10439.37
Wells Fargo: 2480.56
Personal Loan: 3278.15

Slowly but surely making progress. However, I am noticing that I'm spending much more than budgeted in categories outside of debt so here's my planned April spending versus the actual for everything not accounted for above:

Item

Planned
Actual

External Savings
$30
$30

Netflix
$9
$8

Insurance
$85
$85

Credit Card
$110
$330

Gym
$30
$29

Linked Savings
$25
$25

Phone
$205
$205

Kohls CC
$60
$59


Obviously, my problem is the credit card. In order to continue to show utilization, I am trying to only charge my 110 food/gas/catch all budget and pay it in full each month.

I've started analyzing my credit card purchases to figure out where I'm going wrong, so more on that as I pinpoint my problem areas.

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