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A Small Win

December 4th, 2018 at 04:54 am

Things have sort of gone to the birds over here. It's been really hard to stay financially focused when we're dealing with expecting anxieties, an upcoming deployment, holidays, etc. But we're trying. I did meet one of our goals - the Ashley Furniture card is paid off!

Considering how few of the other 2018 goals we're going to meet, I am proud that we did this one. While we still have funds set aside for the fireplace and car replacement, the deployment's changed those plans. I'm going to take those amounts down to $200 for the fireplace and $2000-3000 for the car and repurpose the rest to cover our lapse in income (see below). We have all next year to save for both goals since I wouldn't really use the fireplace without my husband around until I got used to it (and I'd want him around for that). For the car, I'm going to use DH's while he's away. My car will still go to my older brother as planned, so that it can be driven regularly.

For the everyday use credit card, I still haven't paid it off, but I am officially riding the float meaning I'm no longer paying interest, but paying the balance and then reusing the card for that month's spending. The remaining balance is sitting right at $1500.

One other difficulty during this time is that DH won't be getting a paycheck for awhile. We expect today to be his last day at his civilian job, and he probably won't begin collecting a military paycheck until the end of December or beginning of January. Fortunately, we have the savings funds to repurpose and can hopefully make up ground quickly once he starts collecting paychecks.

Everything is still so floopy, but I'm hopeful that at some point, they'll become un-floopy. (Friends reference...)

4 Responses to “A Small Win”

  1. CB in the City Says:

    I think you are doing really well considering all that's been thrown at you.

  2. creditcardfree Says:

    The transition is hard. Hang in there! Will your husband make more on deployment than in civilian job, or actually lose income? If more, it can be a great time to save a lot of money. That is what we were able to do with both of my husband's deployments.

  3. creditcardfree Says:

    Congrats on the debt payoff!! That is fantastic.

  4. rob62521 Says:

    Yay on paying off the Ashley card!

    Hope things go smoothly about the deployment.

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