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Never been richer or poorer

July 30th, 2018 at 05:52 am

I'm experiencing the YNAB poor phenomenon. There's currently over 5k in my checking account, and yet I have no money. That probably doesn't seem like much by most people's standards, but that's far more than I normally keep in there. It's usually a toss up as to whether I'll hit the $1500 daily balance minimum needed to avoid checking account fees.

For the first time in a long time, I can afford rent on the first rather than using our first paychecks from the new month.

These are small, but very exciting wins. As mentioned before, debt payoff is going to slow a bit as we build some momentum towards the savings goals, but I do feel very grateful that YNAB's philosophies finally clicked with me.

3 Responses to “Never been richer or poorer”

  1. creditcardfree Says:

    I'm glad YNAB is working for you!

  2. debtfreeme Says:

    So glad it is working! Rent? I thought you bought a house?

  3. Debt-free by Thir-ty Says:

    Eeek! I did buy a house. DH always gets on my case because I still call it rent. Definitely meant mortgage though!

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