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Credit Cards Update

September 6th, 2017 at 12:39 pm

I sent a payment in to the Amazon Rewards CC. It's now paid in full and paid off. We'd been paying it off for several months, only to order more and have new charges hit. Since I paid the last $82 off, I will not be ordering anything else on the Amazon card that wasn't in the budget.

So far, the Slate and Amazon cards are paid off. The other cards are not being used, and I'm working on paying their balances down. Most are at 0 % interest except for one card with a balance of about $600 and one with a balance of $3600. I've been watching for transfer offers on my current cards, but no luck so far (I want to avoid opening another CC).

The Marriott card is the only one that we use regularly, and we've been paying it in full for awhile now. I'm hoping to continue that this month despite the much larger $4000 balance (normally it's about $325). We have to pay 2800 more to pay it in full. The next payment to that will be on Friday for around 1800. I'll know the exact amount this evening when DH's pending deposit shows up in our account.

3 Responses to “Credit Cards Update”

  1. snafu Says:

    Well done! I'm delighted to see [Amazon CC] 'paid in full!' I so loved your statement so long ago ...'small, smart changes adds up to a lifestyle change,' I wrote it in my journal and use it for difficult decisions.

    I've no idea of interest rate on CC balance $ 4,000. but suggest evaluating the various 0% no fee transfers to determine if you can handle the payout within the constraints of the plan. For older, inactive cards, it's easy to cut up cards without formally cancelling the account and it's accumulated history.

  2. creditcardfree Says:

    Congratulations!!

  3. rob62521 Says:

    Way to go! Paying these in full now that you've gotten them paid off is the way to go so you don't wind up with big debts. Proud of you!

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