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Spendy LDW

September 5th, 2017 at 04:44 pm

We definitely spent a lot more than anticipated this weekend. We started off good eating things from his room on Friday night, bagels I'd brought with me on Saturday morning, and packing picnic lunches for our Saturday waterfalls hike, but it went downhill from there. Saturday night, we had dinner out as planned at the restaurant run by his hotel. They gave us a free dessert because no one helped us and we sat there for about 10 minutes before someone even took our drink order. We didn't really mind waiting as we weren't in any sort of rush, but it's a small place and the owner felt terrible that we'd gotten missed.

Sunday was rainy, so in looking for something to do, we found a red deer farm. Unfortunately, it was closed on Sunday, but still sounded cool, so we decided to go on Monday morning before I drove home. The cost for that was $9 pp, plus $1 for a bucket of feed.

On Sunday, we drove to the nearest town and did DH's laundry. While waiting, we popped into an Antiques shop and ended up with 3 purchases totaling $13 - a New Orleans souvenir glass for the dining room display and two Navajo sand paintings for DH's mom.

On Sunday night, DH wanted his weekly pizza. Papa John's still had their spend $15, get enough rewards points for a free pizza, so we did that. We now have enough points for 3 pizza orders, so no eating out budget needed for September.

Monday was the spendy day. In addition to the $20 deer farm admission, we ended up with jerky, dog treats, an antler, and a hat totaling over $100. We also ate at Cracker Barrel ($25) after the tour because DH wasn't ready to say goodbye yet.

The total spending all came from DH's personal account, so no impact to our budget and really just ate up the extra he'd been accumulating from being so careful with his spending. Of his $150/wk allowance, the most DH spent in any given week was $80 and most weeks, he was well under that.

DH comes home this Friday for good, and it's back to the grind.

4 Responses to “Spendy LDW”

  1. snafu Says:

    I happened to watch Suzie Orman's updated financial planning presentation last night. The underlying theme was ' money represents security for women.' I wish I knew the words that would motivate you to focus on your long term plan. With DH limiting his spending to $ 80. , why not use the remaining weekly $ 70. targeted your goal to be debt free by 33.

    Would you be willing to focus on Net Worth? Tack any large piece of paper to the back of the bedroom door vehicles, Emergency Fund, savings, Retirement Plan. Next list Liabilities like Mortgage, mortgage insurance, vehicle loan balances, vehicle operations, maintenance & supplies, DDs food/restaurant/take-out, entertainment/entertaining, clothes, personal spending, vacation, extended family, gifts, CCs, Christmas, [adding whatever categories I missed] for September

    Begin again in October, fresh page, with final Asset & Liabilities September figures at the top. Repeat and repeat.

    Look on line weekly to see what low cost/ no cost entertainment of interest is upcoming in your community? Your tax dollars support most of these events so you might enjoy their benefits.
    Sounds boring but can we help you meal plan? Choosing to prepare 5 of your favorite meals at home costs about 1/5 of restaurant, you keep the tip and better yet... avoid the chemicals and unbelievable amount of sugar and salt in those pre packaged meals.
    I so very much want you to be happy and financially secure.



  2. snafu Says:

    So sorry my nasty computer is dropping lines yet again. Assets are your home, KBB value of vehicles, Retirement Funds,
    Emergency Fund, Baby fund and savings for example. .
    There are several SA participant who post their Net Worth Statements every month and the progress is amazing

  3. rob62521 Says:

    Glad DH will be home this Friday.

  4. Debt-free by Thir-ty Says:

    Snafu, as always, thank you for your words of wisdom. I used to be good about tracking my budget and actuals here monthly, but I've gotten out of the habit of it. I do still track them on my computer along with a change in debt to see how we're progressing. I do need to get better about sending payments off immediately whenever we have a little extra. On the plus side, I did pay off one credit card this past month.

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