In all my wedding excitement, I completely forgot this...
Two Fridays ago, I got my car back from being repaired after I'd been rear-ended about a month ago. I was fortunate in that even though I did everything wrong, he accepted fault and his insurance covered everything.
Two Saturdays ago, I got rear-ended. Yep, that's right. Hit again!! A day after getting my car back!! At a stoplight, no less!! I was so angry that I originally sped off in anger, but then decided to pull over and check it. Luckily, I did and he'd followed me because there was noticeable damage. This time, I got pictures of the cars, his license, and his contact info. He didn't have his insurance card, but said he'd probably pay out of pocket anyway. I forgot to note where we actually were, but I'm getting closer to getting everything I need when I'm in an accident...
I just did the estimate today because I've been busy. It comes out to just under a grand. If he chooses to pay out of pocket, does anyone have experience with how it works? I assume he gives me the money upfront or calls and gives the company his card info. Also, since it's a 4 day repair, I feel like I should also ask him to cover a rental car since insurance would cover one. Any advice is more than welcome!
You'll never believe this...and need advice!
July 28th, 2015 at 06:19 pm
July 28th, 2015 at 07:01 pm 1438110078
July 28th, 2015 at 07:04 pm 1438110277
That said, I think it's been like 20 years since I have been in anything other than a "hit and run" and so I have no advice. It's been a long time. It would make me nervous to work outside of insurance. You never know when further problems might arise.
Is your car a dark color? Just curious.
July 28th, 2015 at 07:08 pm 1438110528
July 28th, 2015 at 08:32 pm 1438115576
CCF, I had thought he might try to scam his way out of it too...especially after he played dumb when I asked where he wanted the estimate sent, but after I reminded him who I was, he gave me a fax number and has been corresponding regularly. At least he was until I brought up the rental car. Had we gone through insurance, they'd have provided one, so I will remind him of that if he refuses. I already told him I'd do the most basic car possible; I just need to be able to check on the dogs.
July 29th, 2015 at 12:55 am 1438131354
July 29th, 2015 at 10:21 pm 1438208489