So that
unconfirmed good news is officially great news!!!21% increase in salary. This is definitely going to entail some budget changes. I know for sure 2% will go to retirement to fulfill my company match. I was originally intent on splitting the rest between my car and Vegas. However, my car only has $5500 left, I'm debating going gazelle on it and trying to have it fully paid before my Vegas trip (double the celebration!!). My struggle would be that I'd have much less cash saved up for the trip than I would like.
Oh but how good it would feel to free up that $317/mo...Any thoughts?
June 18th, 2014 at 03:51 pm 1403103097
June 18th, 2014 at 04:08 pm 1403104109
You will love not having a car payment!!
June 18th, 2014 at 05:03 pm 1403107387
CCF, I think that's probably what I'm going to end up doing. My issue is that I'd like to have as much cash as possible to be sure my mom has a great time since she really enjoys gambling. She pays penny slots though, so I'm thinking $100/day is plenty. And then there's the rest of us...and activities...and food...My head's spinning just thinking about it. I had originally planned $1500 cash plus the 0% interest card for anything not requiring cash (which I'd pay long before the 15 months is up), but I actually think $3000 would be a much more comfortable buffer and I wouldn't be reliant on the card. I know it isn't the worst thing in the world to delay the car a month or two, but it's such an internal struggle to just get rid of it now that it's getting so low. I know I will definitely enjoy no car payments!! Although I actually plan to put half of the car payment to my debt snowball and the other half to start building up the car account for maintenance / my eventual replacement car, so it's still sort of half a car payment...just one with no interest
June 18th, 2014 at 05:12 pm 1403107978
June 18th, 2014 at 05:53 pm 1403110394
June 18th, 2014 at 10:52 pm 1403128365