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More small savings!!

March 31st, 2014 at 02:21 pm

One of the other blogs I read regularly had a post about car insurance savings, so I decided to look at mine. While I didn't make any coverage changes, I did update my payment information to my bank account which saved me 4 bucks off each of the remaining 3 installment charges. Seriously?!?! 80% savings even though my debit card takes from the same bank account... Come June, I plan to pay the 6 month period upfront and then apply the budgeted monthly insurance to my extra car payments.

Looking at my

Text is budget and Link is http://debt-freebythir-ty.savingadvice.com/2014/03/27/who-doesnt-love-numbers_107959/
budget, the only things left that I could cut/reduce are Netflix, the gym, and the cable box. The cable box isn't an item in my budget right now as I don't actually pay for it. However, part of our agreed terms when I moved in with the family was that I'd cover my cable box since they had to add one. It's approximately 20/month.

I haven't touched Netflix in a very long time, but my family all uses it. I'm thinking I'm going to have us rotate months of paying for it. It's only 9 bucks, but if I can only pay that 3 times a year instead of 12 when I only have the occasional Netflix binge, it would be better.

The other thing I want to look into is Hulu Plus. My understanding is that it contains recent episodes of new shows which is what I keep the cable for. If I could cut that bill in half, then the vast majority of my paychecks would be going towards debt reduction!!

Side note: I'm keeping the gym for the time being although I do plan to put it on hold come cheerleading season since I won't be able to go to the classes I like.

Posted in Budgeting, Saving Money | 2 Comments »

2 Responses to “More small savings!!”

  1. creditcardfree Says:
    March 31st, 2014 at 02:45 pm 1396277108
    1396277108

    I looked at a used gym membership as an investment in health. If you don't use it then it really is an extra expense dragging you down. Good idea to share your Netflix with others!

  2. Debt-free by Thir-ty Says:
    March 31st, 2014 at 04:13 pm 1396282411
    1396282411

    Hi CCF! I do use it during certain periods of the year. This first year, I was under contract and couldn't put it on hold, but by next fall, I will be able to. Since the classes I attend fall on days when I have cheerleading practice or games (I coach youth cheer), I will put it on hold for those couple of months to save some money.

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