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All About Me :)

March 19th, 2014 at 03:39 pm

Hi Everyone!

I'm new to blogging so be gentle Smile I recently made the decision to buckle down on my finances. After creating the dreaded 'B' word and working up some scenarios, I've given myself the aggressive, but attainable, goal of being debt-free by 30 (gives me almost 3 years). I'm pretty open, so I will be posting full numbers and would appreciate any feedback/help I can get. My blogging goal is 3 posts/week, so feel free to hold me accountable on that too.

I've been working on this aggressively since January (I started in November, but we all know how the holidays can derail things: finances, weight, work, etc...) and am happy to say that I've paid off my credit card (1500) and gotten my car under 10000 (originally 13000). And since no story's complete without failures, I will say they upon discovering my credit score was higher than it's ever been (720ish), I foolishly opened 2 more credit cards and took out a personal loan (more on this later). I've been good with the cards so far and they have low limits.

Next post, I'll lay out all my numbers and my broken down goals for this year.

Posted in Credit Cards, Debt, Personal Finance | 11 Comments »

11 Responses to “All About Me :)”

  1. NJDebbie Says:
    March 19th, 2014 at 03:51 pm 1395244270
    1395244270

    Welcome, you will find SA bloggers to be helpful and caring.

  2. 121212 Says:
    March 19th, 2014 at 03:53 pm 1395244399
    1395244399

    Most of us have been there at one point or another -- welcome and I look forward to following your story.

  3. CB in the City Says:
    March 19th, 2014 at 03:58 pm 1395244701
    1395244701

    Welcome! Looking forward to your posts!

  4. creditcardfree Says:
    March 19th, 2014 at 04:00 pm 1395244809
    1395244809

    Welcome to SA! We want to cheer you on.

  5. Debt-free by Thir-ty Says:
    March 19th, 2014 at 04:05 pm 1395245126
    1395245126

    Thank you all for the kind words!! I'm really hoping this is that extra burst of motivation to do even more Smile

  6. PauletteGoddard Says:
    March 19th, 2014 at 06:02 pm 1395252178
    1395252178

    Welcome! I don't know any honest debt blogger who's never had a momentary setback here and there. You'll pay it off eventually and you'll feel FANTASTIC.

  7. Homebody Says:
    March 19th, 2014 at 06:16 pm 1395252986
    1395252986

    Welcome. I can attest that blogging and reading others is motivating.

  8. rachel021406 Says:
    March 19th, 2014 at 07:46 pm 1395258412
    1395258412

    Welcome to SA. This is a great place to be.

  9. snafu Says:
    March 20th, 2014 at 12:41 am 1395276094
    1395276094

    Welcome to this very supportive site whose participants genuinely want you to succeed and generally offer clearly explained suggestions meant to be helpful. Should you find the 'B' word has negative connotation, you may prefer to call your money decisions as 'Cash Flow.'

    Looking forward to reading your blogs and feel confident you'll meet your goals.

  10. Kiki Says:
    March 20th, 2014 at 02:46 am 1395283565
    1395283565

    welcome!

  11. Shiela Says:
    March 20th, 2014 at 03:40 am 1395286849
    1395286849

    Hi and welcome Smile

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